APAS is proud to be a member-owner of The Co-operators, and pleased to give the ratepayers of APAS member RMs access to exclusive insurance coverage and savings including:


Service Fee Savings on Auto – Waiver of service fees on auto insurance for members paying by pre-authorized debit from a bank account.


Enhanced Home Insurance Coverage – Claims Forgiveness and availability of Enviroguard and Better Limits for Members home insurance endorsements.


Home and Farm Member Discount – This discount is applied on new and renewing Co-operators home and farm insurance policies.


Enhanced Farm Insurance Coverage – The Member Program Enhanced Endorsement gives you up to 30 additional coverages and increased policy limits. This additional protection is valued at $300, but is available for a cost of only $50. The Better Limits for Members endorsement is also available.  


Farm Member Loss Experience Discount – This discount is applied on renewing Co-operators farm insurance policies when member group claims experience has been favourable.


Discounted Travel Insurance – Members can purchase travel medical insurance plans and receive a 10% discount. Coverage is available worldwide 24 hours a day, 365 days a year, up to age 89.


Ratepayers in APAS member RMs have access to all of these exclusive coverages and discounts – and they are not available to the general public. To learn more, contact a Co-operators Financial Advisor today and identify yourself as a member of APAS.


The Co-operators has offered insurance plans to Canadian organizations for more than 65 years and is a leading Canadian owned, multi-product insurance company. Their commitment to personalized service, together with the most recognized insurance brand in Canada, makes The Co-operators a clear choice for our members’ insurance needs.


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